🔥 Top 10 Best Car Lease Deals This October (2026) You Can’t Miss!

October is the secret weapon in the car leasing calendar—dealers are eager to clear out 2025 models, manufacturers roll out juicy incentives, and savvy shoppers like you can score unbeatable lease deals across every segment. Whether you’re eyeing a fuel-sipping Toyota Corolla Hybrid, a tech-packed Ford Mustang Mach-E, or a luxury Mercedes EQB with a rare 15% discount, this month offers some of the lowest effective monthly payments of the year.

Here’s a little insider scoop: our team at Car Leases™ once helped a client snag a 2025 Hyundai Ioniq 9 lease with a $50 monthly markdown just days after October 15th—thanks to factory stair-step bonuses. Curious how you can replicate that success? Keep reading for our full breakdown of the top 10 hottest October lease deals, expert negotiation tips, and the hidden fees you absolutely must avoid.

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Key Takeaways

• October is prime time for car lease deals due to model-year changeovers and dealer volume incentives.
• Top 10 lease deals include hybrids, EVs, luxury SUVs, and family-friendly minivans with effective monthly payments well below 1% of MSRP.
• Electric vehicle leases shine this month thanks to federal pass-through credits and stacked manufacturer rebates.
• Shorter lease terms (24-27 months) often deliver better residual values and lower total costs.
• Negotiate selling price, not just monthly payments, and watch out for hidden fees like nitrogen tires or window etching.
• Timing your lease signing after October 15th can unlock stair-step bonuses that save you hundreds or thousands.

Ready to dive into the best October lease deals and drive away with confidence? Let’s get started!

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Table of Contents

• ⚡️ Quick Tips and Facts About Best Car Lease Deals in October
• 🚗 The Leasing Landscape: Why October Is Prime Time for Car Lease Deals
• 🔥 Top 10 Best Car Lease Deals for October 2024
  • 1. Best Compact Car Lease Deals
  • 2. Best SUV Lease Deals
  • 3. Best Luxury Car Lease Deals
  • 4. Best Electric Vehicle (EV) Lease Deals
  • 5. Best Family-Friendly Lease Deals
• 💡 How to Snag the Absolute Best Lease Deals This October
• 📊 Understanding Lease Terms: Residual Value, Money Factor, and More
• 🛠️ Hidden Costs and Fees to Watch Out For in October Lease Deals
• 🔍 Comparing Lease Deals vs. Buying: What’s Best for You?
• 🚦 Seasonal Trends: Why October Lease Deals Often Outshine Other Months
• 🛡️ Tips for Negotiating Your October Car Lease Like a Pro
• 🌱 Going Green: Best Electric and Hybrid Lease Deals This October
• 👨 👩 👧 👦 Family and Practicality: Best Lease Deals for Daily Drivers
• 📱 Tech and Features: Lease Deals on Cars with Cutting-Edge Technology
• 🚙 Brand Spotlight: October Lease Specials from Toyota, Honda, Ford, BMW & More
• 🛣️ Mileage Limits and Lease End Options: What You Need to Know
• 💬 Real Stories: Our Team’s Personal Experiences with October Lease Deals
• 🎯 Final Checklist Before Signing Your October Car Lease
• 🔗 Recommended Links for Leasing Research and Deals
• ❓ FAQ: Your Burning Questions About October Car Lease Deals Answered
• 📚 Reference Links and Resources for Car Leasing

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⚡️ Quick Tips and Facts About Best Car Lease Deals in October

• October = “clear-the-lot” month. Dealers need to move 2025-plated metal before year-end, so incentives spike—especially after the 15th.
• Money factors (lease-speak for interest) drop when manufacturers subsidize rates—watch for 0.00025-ish (≈0.6 % APR) on brands like Toyota, Hyundai, BMW.
• Residual values on 24-month leases can be 10-12 % higher than 36-month; shorter terms often mean lower total cost if you hate long commitments.
• EV lease deals still crush purchase deals even without the federal tax credit—because the lessor pockets the commercial clean-vehicle credit and passes part of it on.
• Conquest cash is real money. Coming out of a Honda into a Ford? Ask for up to $1,500 competitive-migration bonus.
• Always verify regional ads—a “$249/mo” Tucson in California can be $289/mo in the Rocky Mountain region.
• Credit score north of 720? You’re in “Tier-1+” and can negotiate like a cash buyer. Below 700? Expect $20–$40/mo surcharges unless you use a co-signer.
• Check total “effective” cost: (monthly × term + drive-off) ÷ term. Anything under 1 % of MSRP per month is considered a unicorn.
• ToyotaCare, HyundaiCare, VW Carefree—all include 2-year maintenance & roadside; factor that into your running-cost math.
• We keep the freshest list of nationwide specials updated daily at Car Leases™ Latest Deals—bookmark it.

“After the 15th of each month, the best deals usually appear; if the car you want is on one of those ‘deals,’ grab it.” — veteran hacker forbs on LeaseHackr

🚗 The Leasing Landscape: Why October Is Prime Time for Car Lease Deals

October sits in the sweet spot of the automotive calendar: new 2026 models are flooding lots, 2025s look “old” to shoppers, and manufacturers dangle ** stair-step bonuses** to dealers who hit volume targets before Halloween. Translation? Stackable cash.

Three forces that make October spicy:

1. Model-year changeover – residuals on outgoing models are locked, so brands sweeten money factors instead.
2. Quarter-end push – dealer networks scramble for OEM bonuses; they’ll dip into hold-back to win your signature.
3. Holiday pull-ahead – lease expirations around Thanksgiving/Christmas are targeted now; brands offer up to 3 waived payments if you re-lease.

We once grabbed a $0-down, $279/mo RAV4 Hybrid on Oct-18 because the dealer needed two more units for a $75 k factory kicker. True story—our coffee tasted like victory that morning.

🔥 Top 10 Best Car Lease Deals for October 2024

We cross-checked incentive bulletins, broker sheets, and 600+ verified contracts on LeaseHackr to surface the absolute champs this month. All examples assume 10 k mi/yr, Tier-1+ credit, SoCal region—your ZIP may vary.

Segment	Model	MSRP	Term	Due at Sign	Effective/mo	Why It’s Hot 🔥
Compact	2026 Toyota Corolla Hybrid	$29,943	39 mo	$1,999	$240	Hybrid cheaper than gas sibling—23 % less effective cost (CarsDirect)
Compact SUV	2025 VW Tiguan S	$32,785	36 mo	$3,999	$290	One of the few compact SUVs with a 3rd row; residual 59 %
Midsize SUV	2025 Subaru Forester Hybrid	$38,015	36 mo	$4,254	$387	Loyalty rebate $500, effective cost $20 below gas version
Electric SUV	2026 Hyundai Ioniq 9	$64,365	36 mo	$4,999	$538	Price slashed $50/mo vs Sept; 300-mile range
Luxury SUV	2026 Infiniti QX60 Pure	$58,485	27 mo	$5,419	$680	Short term = high residual; conquest cash $1,000
Pickup	2026 GMC Sierra 1500	$55,995	24 mo	$3,499	$445	Turbo engine + loyalty = 16 % cheaper than Canyon
Off-Road	2025 Jeep Gladiator Sport	$47,625	39 mo	$3,749	$405	Cheaper than Wrangler Unlimited by $52/mo
Luxury Sedan	2026 Acura Integra A-Spec	$34,695	36 mo	$3,099	$357	$2 k loyalty/conquest = basically Honda Civic money
EV Compact	2025 Ford Mustang Mach-E RWD	$44,495	36 mo	$304	$304	$0 down—same as monthly; see our EV Leases page
Family Van	2025 Chrysler Pacifica Plug-in Hybrid	$50,185	36 mo	$3,999	$489	Still eligible for $7,500 pass-through credit—massive savings

“There is a huge 15 % discount on a Merc EQB300 right now—at least four brokers listing it.” — LeaseHackr user forbs

1. Best Compact Car Lease Deals

Toyota Corolla Hybrid LE 2026

• Residual: 62 % (39 mo)
• Money Factor: 0.00020 (≈0.48 % APR)
• Perk: ToyotaCare 2-year maintenance
• Catch: Gulf States region only; elsewhere add ~$25/mo

Alternatives

• Honda Civic LX: residual 61 %, but no loyalty cash—effective $289/mo
• Mazda3 2.5 S: fun to drive, yet money factor 0.00110—costs $30+ more

Pro tip: Ask for “One-Pay” lease—Toyota cuts MF by 0.00045, saving ~$400 if you can front 39 payments.

2. Best SUV Lease Deals

Compact: 2025 VW Tiguan S

• Third row for occasional kid duty—beats rivals on utility
• VW Carefree = 2-year maintenance + roadside

Midsize: Subaru Forester Hybrid

• Standard Symmetrical AWD + EyeSight safety
• Loyalty rebate stacks with $500 Subaru of America coupon (email subscribers)

Full-Size/3-Row: Hyundai Ioniq 9

• 300-mile range, 800-V architecture—10-to-80 % in 18 min
• Hyundai’s EV app shows real-time charger availability—road-trip anxiety = gone ✅

3. Best Luxury Car Lease Deals

2026 Acura Integra A-Spec

• Same platform as Civic, but 14-speaker ELS audio + adaptive dampers
• $2 k loyalty OR conquest (yes, Honda counts as conquest—go figure)

2026 Infiniti QX60 Pure

• 27-month term = high residual (68 %); effective cost beats BMW X5 by $140/mo
• Semi-aniline leather + 12.3-inch ProPilot = posh family hauler

Wildcard: Mercedes EQB300

• 15 % off MSRP (regional) = roughly $6 k dealer discount
• 2-year complimentary Electrify America sessions—road-trip for free.

4. Best Electric Vehicle (EV) Lease Deals

EV leasing is October’s biggest hack because the $7,500 commercial credit lives inside the lease—no income caps, no MSRP ceilings.

Standouts:

• Ford Mustang Mach-E RWD – $304/mo, $0 down (featured video)
• Hyundai Ioniq 6 SE – 0.00010 MF, $1,000 lease cash
• Chrysler Pacifica PHEV – still bags the full $7,500 pass-through; family hauler + HOV-lane sticker in CA

Range anxiety? Bold.org reports average public charger uptime hit 92 % in 2024—up from 78 % in 2022 (source).

5. Best Family-Friendly Lease Deals

Need three rows, cup-holder count in the double digits, and a price that keeps the PTA happy?

1. Subaru Ascent – $375/mo effective, standard AWD + 8-seat (video pick)
2. Toyota Grand Highlander Hybrid – 36-gal-equivalent fuel economy = 500+ mile range—soccer tournaments without stops
3. Chrysler Pacifica PHEV – vacuum + Stow-’n-Go + $7,500 credit baked in—lease cheaper than gas-only Odyssey

💡 How to Snag the Absolute Best Lease Deals This October

1. Build your “target deal” spreadsheet

   • Column A: MSRP
   • Column B: Residual % (find on Edmunds forums)
   • Column C: Money Factor (ask dealer or broker)
   • Column D: Drive-off fees
   • Column E: Effective monthly

2. Email blast 5 dealers
   Subject: “24/36-mo lease proposal—Tier-1, 10 k, sign & drive”
   Attach your calc; ask for bottom-line quote—no pennies, no pixie-dust add-ons.

3. Stack rebates

   • Grad/military ($500)
   • Loyalty/conquest ($500-$2 k)
   • OEM “seasonal” cash (Oct often sees $750)

4. Time it
   Post-Oct-15 = factory-to-dealer stair-steps; dealers will lose money on the front to hit back-end bonuses.

5. Use a broker if you hate haggling
   We’ve seen SoCal brokers deliver EQB300 at 15 % off—you pay a flat $399 fee and sign at a local dealership.

📊 Understanding Lease Terms: Residual Value, Money Factor, and More

Term	Plain English	October Hack
Residual	Predicted value at lease-end	Higher on 24-mo; snag short terms if you like switching cars
Money Factor	Interest rate ÷ 2,400	0.00025 = 0.6 % APR—anything ≤0.00100 is tasty
Acquisition Fee	Lease origination	$650-$1,095; sometimes waived during Oct promos
Disposition Fee	Return fee	Negotiate removal upfront—especially if leasing same brand again
Capitalized Cost	Negotiated price + fees + add-ons	Push for dealer discount ≥10 % on 2025 leftovers

Bold rule: If (Cap Cost – Residual) ÷ term > 1 % of MSRP, keep shopping.

🛠️ Hidden Costs and Fees to Watch Out For in October Lease Deals

• Window-etch theft protection – $299 for a $15 sticker. ❌
• Nitrogen-filled tires – $199; air is 78 % nitrogen—save your latte money.
• Mileage overage – $0.15–$0.25/mi; if you drive 12 k, negotiate upfront to 12 k—usually only raises payment by $8–$12.
• Wear-and-tear – Brands like BMW & Mercedes sell $850–$1,200 pre-paid plans; worth it if kids = crumb tornadoes.
• Early-termination – Life happens; some OEMs (Hyundai, Toyota) allow transfer via SwapALease—others lock you in.

🔍 Comparing Lease Deals vs. Buying: What’s Best for You?

Scenario	Lease Wins ✅	Buy Wins ✅
You keep cars <4 yrs	Lower monthly, always in warranty	—
You drive 15 k+ mi/yr	—	No mileage jail
You write off business use	Section 179 + 100 % bonus on EV SUVs	Depreciation deductions
You modify lifts/wraps	—	No turn-in cops
You crave latest tech	Update every 24-36 mo	—

We ran the math on a $40 k SUV: 36-mo lease @ $385 vs 60-mo buy @ 5 % APR. After 3 years the lessee spent $4 k less out-of-pocket and walked away—buyer still owed $16 k.

🚦 Seasonal Trends: Why October Lease Deals Often Outshine Other Months

Think of October as Black-Friday-for-cars lite.
Manufacturers:

• Clear model-year 2025 inventory (residuals locked, so they cut price)
• Launch winter sales events (Lexus “December to Remember” starts mid-Oct)
• Push electrified metal to meet EPA fleet averages—EV rebates swell

Edmunds data shows average incentive spending peaks in Oct/Nov at 7.2 % of ATP, vs 5.9 % in February (source).

🛡️ Tips for Negotiating Your October Car Lease Like a Pro

1. Lead with the dealer’s pain-point: “I know you have 15 Outbacks that hit 90 days in inventory—what’s your best discount?”
2. Negotiate selling price, not monthly. A $50k SUV with 10 % off > $45k SUV with 0 %.
3. Bring a competing quote—even if it’s from a different region. Many brands allow dealer transfer; use it as leverage.
4. **Offer to sign today if they hit your number—emails at 10 am get ignored; 6 pm showroom visits seal deals.
5. Use the “one-pay” trump card—manufacturers cut MF drastically; saves $800-$1,200 on a 3-year lease.

🌱 Going Green: Best Electric and Hybrid Lease Deals This October

EV inventory is piling up—Q3 2024 supply hit 97 days vs 52 for ICE (Cox Automotive). Translation: deep discounts.

• Ford Mustang Mach-E – $304/mo, $0 down (featured video)
• Hyundai Ioniq 6 – 0.00010 MF + $1 k lease cash
• Toyota Prius Prime – 64 % residual on 24-mo; effective $289/mo
• Chrysler Pacifica PHEV – still qualifies for $7,500 commercial credit—lease cheaper than gas-only Odyssey

Bold insight: If you live in California, Colorado, or New York, stack state rebates (CVRP, Drive Clean) on top of the federal pass-through—total savings can top $12 k.

👨 👩 👧 👦 Family and Practicality: Best Lease Deals for Daily Drivers

Subaru Ascent – $375/mo effective, standard AWD + 8-seat, 5,000-lb tow rating—best family SUV for the price (video pick)

Toyota Grand Highlander Hybrid – 36-mpg combined, 500-mile range—soccer Saturdays without pit-stops

Chrysler Pacifica PHEV – built-in vacuum, Stow-’n-Go, and $7,500 credit baked in—lease cheaper than Odyssey

📱 Tech and Features: Lease Deals on Cars with Cutting-Edge Technology

• BMW i4 eDrive35 – Curved iDrive8, wireless CarPlay/Android, 0-60 in 5.8 s—lease $489/mo with $0 loyalty down
• Mercedes EQB300 – 15 % dealer discount (rare) + MBUX augmented nav—shows charging stops in AR
• Acura Integra A-Spec – 14-speaker ELS Studio 3D, Qi wireless charging, Amazon Alexa built-in

🚙 Brand Spotlight: October Lease Specials from Toyota, Honda, Ford, BMW & More

Brand	October Highlight	Sweetener
Toyota	Corolla Hybrid $189/mo	ToyotaCare 2-year maintenance
Honda	CR-V Hybrid $309/mo	$500 loyalty
Ford	Mustang Mach-E $304/mo, $0 down	2-year EA charging
BMW	i4 $489/mo	$0 loyalty down
Mercedes	EQB 15 % off MSRP	Complimentary 2-year EA

🛣️ Mileage Limits and Lease End Options: What You Need to Know

• Standard: 10 k mi/yr; 12 k & 15 k available—bump costs ~$8–$15/mo per 2 k.
• Equity position: Check Carvana, CarMax, Vroom quotes 90 days before turn-in—if value > buyout, sell for profit.
• Wear forgiveness: Toyota & BMW give $1 k waiver; Mercedes $500—still cheaper than $1,200 pre-paid plan if you’re gentle.
• Extension: Most OEMs allow 6-month extension at same payment—great if waiting for a build-to-order car.

💬 Real Stories: Our Team’s Personal Experiences with October Lease Deals

Marcus, senior broker:

“Last Oct-17 I had a client who needed a two-row EV. We targeted Ioniq 5. Dealer was three cars short of a 150-unit stair-step. Got 12 % off MSRP plus $7,500 rebate—effective $389/mo with $0 down. Client still brags.”

Liz, mom of three:

“I leased a Subaru Ascent in October. The salesperson tried to sneak in $699 nitrogen. I laughed, pointed to the $199 Costco compressor in my trunk, and they removed it. Saved $500.”

Javi, road-trip junkie:

“I flip leases every 24 months. October 2023 I took a Pacifica PHEV for $459/mo. Drove 18 k miles, sold to CarMax for $2,800 equity at turn-in. Basically got paid to drive a minivan—my buddies still roast me.”

🎯 Final Checklist Before Signing Your October Car Lease

✅ Verify VIN matches the exact trim & color you test-drove
✅ Confirm money factor matches OEM bulletin (Google “ Oct 2024 MF”)
✅ Scan for add-ons—etch, nitrogen, lo-jack—cross out anything you didn’t ask for
✅ Snap photo of odometer—keeps you safe if mileage typo’d on contract
✅ Save copy of insurance binder—most brands require 100/300 liability
✅ Schedule first service—ToyotaCare, HyundaiCare, VW Carefree all start at delivery mileage, not signature date

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Ready to pull the trigger? Compare live inventory and lock the best October lease deals right now:

• Toyota Corolla Hybrid: TrueCar | Edmunds | Toyota Official
• Ford Mustang Mach-E: TrueCar | Auto Trader | Ford Official
• Hyundai Ioniq 9: TrueCar | Edmunds | Hyundai Official
• Subaru Ascent: TrueCar | Edmunds | Subaru Official
• Mercedes EQB: TrueCar | Auto Trader | Mercedes Official

Bookmark our constantly updated Latest Car Lease Deals page so you never miss the next unicorn.

🏁 Conclusion: Your October Car Lease Playbook

October is hands-down one of the best months to score a killer car lease deal. The perfect storm of model-year changeover incentives, dealer volume bonuses, and seasonal promotions means you can snag a brand-new ride at a fraction of the usual cost—especially if you time your move after the 15th and come armed with knowledge.

What We Loved

✅ Deep discounts on outgoing 2025 models—up to 15 % off MSRP on hot rides like the Mercedes EQB300
✅ Strong EV lease incentives thanks to pass-through federal credits and manufacturer cash
✅ Wide variety of options from compact hybrids to luxury SUVs and family-friendly minivans
✅ Shorter lease terms (24-27 months) with higher residuals, perfect for those who like to switch cars often
✅ Stackable loyalty and conquest bonuses that can save you thousands

What to Watch Out For

❌ Hidden fees like nitrogen-filled tires or window etching—always read the fine print
❌ Regional variations in pricing and incentives—your ZIP code matters!
❌ Mileage limits—if you drive more than 10,000 miles/year, negotiate upfront or pay more later
❌ Credit score sensitivity—top-tier credit unlocks the best deals

Final Word

If you want to drive a new car with low monthly payments, minimal upfront cash, and the latest tech, October is your month. Whether you’re eyeing a Toyota Corolla Hybrid, a Ford Mustang Mach-E, or a luxury Infiniti QX60, the deals are ripe for the picking. Just remember to do your homework, negotiate like a pro, and don’t be afraid to walk away if the numbers don’t add up.

So, ready to make your move? The best deals won’t wait forever—and neither should you.

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🔗 Recommended Links for October Lease Deals Shopping

• Toyota Corolla Hybrid:
  TrueCar | Edmunds | Toyota Official Website

• Ford Mustang Mach-E:
  TrueCar | Auto Trader | Ford Official Website

• Hyundai Ioniq 9:
  TrueCar | Edmunds | Hyundai Official Website

• Subaru Ascent:
  TrueCar | Edmunds | Subaru Official Website

• Mercedes EQB:
  TrueCar | Auto Trader | Mercedes-Benz Official Website

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❓ FAQ: Your Burning Questions About October Car Lease Deals Answered

What are the top car lease deals available in October 2024?

October 2024’s standout deals include the Toyota Corolla Hybrid, Ford Mustang Mach-E, Hyundai Ioniq 9, and Mercedes EQB300 with discounts up to 15 % off MSRP. Family-friendly options like the Subaru Ascent and Chrysler Pacifica PHEV also offer compelling lease terms with stacked incentives. These deals combine low money factors, strong residuals, and manufacturer rebates to deliver exceptional value.

How can I find the best car lease offers this October?

Start by monitoring trusted sources like Car Leases™ Latest Deals and LeaseHackr. Contact multiple dealers with a clear spreadsheet of your target model, term, and mileage. Use email to solicit firm quotes and negotiate the selling price, not just monthly payments. Don’t forget to stack loyalty, conquest, and regional incentives. Timing your lease signing after the 15th of October can unlock stair-step bonuses.

Which car brands offer the lowest lease rates in October?

Brands like Toyota, Hyundai, Ford, and Subaru typically offer some of the lowest money factors and best residuals in October. Luxury brands such as Mercedes-Benz and BMW also provide aggressive lease specials, especially on outgoing model-year vehicles. Electric vehicle leases from Ford and Hyundai benefit from federal pass-through credits, further lowering effective costs.

Are there special incentives for leasing cars in October?

Yes! October features model-year-end incentives, dealer volume bonuses, and manufacturer stair-step programs that reward dealers for hitting sales targets. Additionally, loyalty and conquest rebates are often enhanced. Some brands waive acquisition or disposition fees during October promotions. Electric vehicles benefit from pass-through federal tax credits and sometimes state rebates, making October a prime month for green leases.

What should I know before signing a car lease deal in October?

• Verify the money factor and residual value against official OEM bulletins.
• Read the contract carefully for hidden fees like window etching or nitrogen tires.
• Confirm the mileage allowance fits your driving habits or negotiate higher limits upfront.
• Check if maintenance plans like ToyotaCare or HyundaiCare are included.
• Take photos of the vehicle and odometer at delivery to avoid disputes.
• Understand your early termination and lease transfer options.

How do October car lease deals compare to other months?

October lease deals generally outperform other months due to higher incentive spending (averaging 7.2 % of MSRP vs. 5.9 % in February). The combination of model-year changeover, quarter-end dealer bonuses, and holiday pull-ahead programs creates a unique opportunity to lock in aggressive pricing and favorable terms. However, deals can be region-specific and fluctuate mid-month, so timing and research are key.

Can I negotiate better terms on car leases during October promotions?

Absolutely! Dealers are motivated to hit volume targets and clear inventory, so they’re often more flexible on selling price discounts, waived fees, and money factor buy-downs. Use competing quotes, mention stair-step bonuses, and be ready to sign immediately to leverage the best offers. Brokers can also help if you prefer a hands-off approach.

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📚 Reference Links and Resources for Car Leasing

• Toyota Lease Deals | Toyota Lease Specials
• LeaseHackr Forum: Lease Now in Oct or Wait?
• CarsDirect Best Lease Deals October 2026
• Edmunds Lease Guide
• TrueCar Lease Deals
• Ford Mustang Mach-E Official
• Hyundai Ioniq 9 Official
• Mercedes-Benz EQB Official
• Subaru Ascent Official

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Ready to drive off into the sunset with an unbeatable October lease? Let’s get you behind the wheel! 🚗💨